Skip to content Accessibility Mode

Affordable care for the self-employed

The day I finally got affordable health insurance, I practically ran through the streets yelling the good news. I wanted everyone in Atlanta to know that I was covered. Up until that moment, having insurance had been a constant uphill battle.

My struggle to find affordable care began in 2012. I underwent an MRI and the results showed an anomaly in my brain. Following the procedure, I went through a bunch of tests to determine whether it was malignant. Thankfully, doctors assured me that it was benign, and I thought the worst was over.

But the MRI results began to follow me. Health insurance companies didn't care that it was benign—they used it as a reason to deny me coverage.

I’ve been self-employed since 2011. Going uninsured was not an option. Aside from that MRI, I’d always been healthy, but I couldn’t risk getting ill without coverage. It could have meant losing my business or my house.

Conversations with insurance companies would last hours, and I was ultimately turned down by three different companies until I finally found a plan. It was an expensive premium and a $15,000 deductible. I took it because it was all I could get.

That’s why I signed up for health insurance through the new marketplace as soon as I possibly could, not only for my peace of mind, but for the good of my business. I chose a gold plan with a $2,500 deductible. It was an incredible feeling that, months later, still hasn't gone away. I feel like being self-employed no longer means having to fend for myself.

Since I got affordable care, my business has grown. I’ve been able to use the savings on my health insurance to hire part-time analysts and assistants to help. As a self-employed person, I feel like I'm finally on a level playing field with my friends who work at large companies with good health care plans.

For everyone out there still debating Obamacare, I want them to know that getting covered was easy. It's changed my life and helped my business thrive. And if they see me running through the streets out of happiness, they'll know why.

Join Team Obamacare
Show Comments Hide Comments